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National presence across 35 cities

Top sellers of Prepaid Forex Travel Cards

For over 2 decades trusted for Service

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Terms & Conditions

WELCOME TO THE ESSEL FINANCE VKC FOREX PRIVACY POLICY.

Essel Finance VKC Limited knows that you care how information about you is used and shared and we appreciate your trust in us to do that carefully and sensibly. This policy describes the private policy of Essel Finance VKC.
This Privacy Policy is meant to help you understand what data we collect, why we collect it, and what we do with it. This is important; we hope you will take time to read it carefully.
By visiting Essel Finance VKC website (http://www.esselforex.com), you are accepting and consenting to the practices described in this privacy policy.

COLLECTION OF PERSONAL INFORMATION

We collect information in the following ways:
When you make a request or purchase from our website or through our customer service team - by email, letter, fax, on the phone or in physical store.
When you use our services or view content provided by Essel Finance VKC, we automatically collect and store certain information in a server logs.
When you engage with us in any online or offline event, promotions, page hosted by us on a third party platform or location.

USE OF PERSONAL INFORMATION

We may use personal information to send you important notices and communications regarding our products and services availed or changes to the terms and conditions and policies.
When you submit your booking or request to us, you agree that we may use and transfer your personal information.
By using this website you authorize us to contact you via email or phone on your contact details provided above and offer you information and services for the product you have opted for.
You authorize us to call you for the mentioned purpose for a period of upto 30 to 60 days irrespective of whether you are registered with the NDNC registry.

HOW WE USE INFORMATION WE COLLECT

(i) For internal and external processing We provide personal information to our Business partners to process it for us, based on our instructions and in compliance with our Privacy Policy and any other appropriate confidentiality and security measures.
(ii) For Legal reasons We will use the information to provide to government agencies like RBI, Banks etc as per the laws of the country. We will also share personal information with organizations or individuals outside of Essel Finance VKC if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary to:
- meet any applicable law, regulation,a legal process or enforceable governmental request.
- enforce applicable Terms of Service, including investigation of potential violations.
- detect, prevent, or otherwise address fraud, security or technical issues.
- protect against harm to the rights, property or safety of Essel Finance VKC, our users or the public as required or permitted by law.
As you might expect, Essel Finance VKC must cooperate with legal authorities, and may in some circumstances be required to disclose personally identifiable information in response to requests from law enforcement authorities, or in response to a subpoena or other legal process.
We don't expect this to happen, but if it does, we will provide only the information required. In other words, we will not simply turn over our database in response to a specific legal requirement.

INFORMATION SECURITY

We collect information in the following ways:
We work hard to protect Essel VKC and our users from unauthorized access to or unauthorized alteration, disclosure or destruction of information we hold. In particular:
- We encrypt many of our services using SSL.
- We review our information collection, storage and processing practices, including security measures, to guard against unauthorized access to systems.
- We restrict access to personal information to Essel VKC employees, Banks and agents who need to know that information in order to process it for us.

COOKIES AND OTHER TECHNOLOGIES

We and our partners use various technologies to collect and store information when you visit a Google service, and this may include using cookies or similar technologies to identify your browser or device. We also use these technologies to collect and store information when you interact with services we offer to our partners. Technologies such as: cookies, beacons, tags and scripts are used by Essel Finance VKC and our partners (such as advertising, marketing and analytics), affiliates or analytics or service providers. These technologies may be used in analyzing trends, administering the Sites, tracking user's movements around the Sites and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by such companies on an individual as well as aggregated basis. Our partners may also use such technologies to deliver advertisements to you as described below. While we respect the privacy of our users, we are not able to respond to Do Not Track signals set by your browser at this time.
We use cookies to remember user's settings as well as for authentication and analytics. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our Sites, but your ability to use some features or areas of our Sites may be limited
LOG FILE INFORMATION:
Log file information is automatically reported by your browser or mobile application each time you access our Sites or the Essel Finance VKC Service. For example, when you access our Sites or the Essel Finance VKC Service, our servers automatically record certain information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol ("IP") address, browser type and language, Internet Service Provider (ISP), referring / exit pages and URLs, domain names, landing pages, pages viewed and other such information. We do not link this automatically-collected data to personally identifiable information.

INFORMATION SECURITY

We work hard to protect Essel Finance VKC and our users from unauthorized access to or unauthorized alteration, disclosure or destruction of information we hold. In particular:
We encrypt many of our services using SSL
We review our information collection, storage and processing practices, including security measures, to guard against unauthorized access to systems.
We restrict access to personal information to Essel Finance VKC employees, Banks and agents who need to know that information in order to process it for us.
While no system is full-proof, including ours, we will continue using internet security procedures to ensure your data remains safe with us.

ACCESS TO PERSONAL INFORMATION

Whenever you use our services, we aim to provide you with access to your personal information. If that information is wrong, we strive to give you ways to update it quickly or to delete it - unless Essel Finance VKC has to keep that information for legitimate business or legal purposes. Essel Finance VKC may reject requests that are unreasonably repetitive, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical, or for which access is not otherwise required by local law. Where we can provide information access and correction, we will do so for free, except where it would require a disproportionate effort. You can send mail for access, correction or deletion requests by sending email to us.
LINK TO OTHER WEBSITES:
We are not responsible for the practices employed by websites or services linked to or from the Essel Finance VKC Service or Sites, including the information or content contained therein. Please remember that when you use a link to go from the Essel Finance VKC Service or Sites to another website or service, our Privacy Policy does not apply to third-party websites or services. Your browsing and interaction on any third-party website or service, including those that have a link or advertisement on our website, are subject to that third party's own rules and policies. Please take time to learn about them as well.
Social Media Widgets: Our Site includes social media features, such as the Facebook Like button and other widgets, that run on our Site. These features may collect your IP address and which page you are visiting on our Site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these features are governed by the privacy policy of the organization providing it.

CHANGE TO THIS PRIVACY POLICY

Our Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent.
We will post any privacy policy changes on this page and,if we make material changes, we will give you the opportunity to amend or cancel your registration.
Governing law and Jurisdiction: This privacy policy shall be interpreted and governed in all respects by the laws of India. You irrevocably agree that for deciding any disputes, differences, controversies, claims or matters arising out of or in connection with this privacy policy ("Dispute"), the courts of Mumbai shall have exclusive jurisdiction and no other courts shall have the jurisdiction to entertain and try any Disputes arising from and out of the this privacy policy.

Loans Available

Terms and Conditions

This Website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Web site constitutes your agreement to all such terms, conditions, and notices which are subject to amendment without any notice. You agree to click on the links to and familiarize yourself with the Terms of Use and other terms and guidelines found throughout this Web site and abide by them if you choose to use the sites, pages or services to which they apply.

Personal and non-commercial use limitation

This Web site is for your personal and non-commercial use. You will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web site.

Links to third party sites

This Web site may contain links to web sites operated by parties other than Essel Finance VKC Forex. Such links are provided for your convenience only. Essel Finance VKC Forex does not control such web sites, and is not responsible for their contents under any circumstances. Essel Finance VKC Forex's inclusion of links to such web sites does not imply any endorsement of the material on such Web sites or any association with their operators. Your correspondence or business dealings with or participation in activities such as but not limited to promotions found in or through such websites are solely between you and such parties. You agree that Essel Finance VKC Forex shall not be responsible or liable for any loss or damage of any sort incurred as a result of any such dealings or as a result of the presence of such links on Essel Finance VKC Forex website.

No Unlawful or Prohibited Use

As a condition of your use of this Web site, you warrant to Essel Finance VKC that you will not use this Web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

Software available on this web site

Any software that is made available to download from this Web site ("Software") is the copyrighted work of Essel Finance VKC and/or its suppliers. Your use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). You will not install or use any Software that is accompanied by or includes a License Agreement unless you first agree to the License Agreement terms. For any Software not accompanied by a license agreement, Essel Finance VKC hereby grants to you, the user, a personal, non-transferable license to use the Software for viewing and otherwise using this Web site in accordance with these terms and conditions, and for no other purpose provided that you keep intact all copyright and other proprietary notices. Please note that all Software, including without limitation all Source code contained in this Web site, is owned by Essel Finance VKC and/or its suppliers and is protected by copyright laws and international treaty provisions. Any reproduction or redistribution of the Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.
WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT.
You acknowledge that the Software, and any accompanying documentation and/or technical information, is subject to applicable export control laws and regulations of INDIA. You agree not to export or re-export the Software, directly or indirectly, to any countries that are subject to INDIAN export restrictions.

Online bookings

Essel Finance VKC has made this facility available to you as a value-added service. Using this service, you can make your online booking/booking request for booking various services offered by Essel Finance VKC. Your booking request will be processed for confirmation of prices and availability of services requested by you. Only on confirmation to you about the prices and availability, Essel Finance VKC will be bound to provide you the requested services subject however to you making full payment and complying with the relevant terms and conditions. Any correspondence with, you prior to Essel Finance VKC, aforesaid confirmation, will not be treated as any acceptance of your request. The online booking of the products and services made available through this website is subject to availability and solely at the discretion of Essel Finance VKC and/or its respective suppliers. Please ensure that all information given by you while booking is correct. For security reasons and to be able to advice you of any developments affecting your travel we need to be able to contact you by telephone and email and to have your correct address on record. If any or all of these contact details are not correctly given by you, we reserve the right to cancel the transaction at your risk and cost.
The right to access and transact on the web site is reserved 'as is' the right to use any particular credit card on the site for payment purposes.

BOOKING POLICY

Convenience Fee charged during any transaction shall be NON-REFUNDABLE.
I / We certify that the expense for the above trip is born by me/us and I/we undertake that the same will be utilized as per FEMA guidelines. I/we confirm that the foreign exchange applied for this trip does not exceed USD 10000/- and the quantum of currency does not exceed USD 3000/-or its equivalent per person (as prescribed by RBI from time to time as per FEMA guidelines). (in case of business visit the USD 10000 should change to USD 25000.
The foreign exchange purchased by me/us is for the purpose of leisure travel (private visit) only. We also hereby agree and undertake to give such information/documents as will reasonably satisfy you about this transaction in terms of above declaration. We also undertake that if we refuse to comply with any such requirement or make only unsatisfactory compliance therewith Essel Finance VKC Forex Limited shall refuse in writing to undertake such transaction.
These This transaction is subject to the availability of the currency mentioned herein. If the required currency is not available, the same will be communicated to you by our representative. Upon your confirmation, the transaction can be given in the other currency.
Please allow us 48 working hours to deliver the transaction currency. The deliveries will not be possible on Sundays and Bank holidays.
In case of any dispute, decision of Essel Finance VKC Forex Ltd will be final and binding. The dispute herein shall be subject to the jurisdiction of courts at Mumbai, India. This agreement shall be governed by laws of Republic of India.
No cancellations allowed for this product.
Any Direct Cash Deposits in "Essel Finance VKC Forex Ltd. Bank Account" is NOT permitted and shall be forfeited.
This Web site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Web site constitutes your agreement to all such terms, conditions, and notices which are subject to amendment without any notice. You agree to click on the links to and familiarize yourself with the Terms of Use and other terms and guidelines found throughout this Web site and abide by them if you choose to use the sites, pages or services to which they apply.

General Terms and Conditions

1. LOANS RELATED
a. Loans provided on the website are provided by Early Salary.
b. All terms and conditions are at the sole discretion of Early Salary.
c. Loan is provided for salaried customers only.
d. Loan amount upto INR 10,000 to INR 1,00,000 will be provided.
e. Currently present in 6 cities namely Mumbai, Delhi, Pune, Hyderabad, Chennai and Bangalore.
f. Approval of loan is based on requirements of Early Salary
g. Loan is sanctioned between Monday to Saturday between 9.30am to 6.30pm
2. PAYMENT GATEWAY CHARGE
a. Payment Gateway charge is a fee also known as 'Merchant Service fee', and is applicable for all transactions where customer makes payment online. Currently this fee varies from one mode of payment to another and is subject to change as decided by respective Payment Gateway.
b. We have partnered with a payment gateway service provider and any dispute related to payments will be subject to resolution from the payment gateway service provider
3. 5% Advance Paid - Forfeiture in case of cancellation
4. PROMO OFFERS
a. Subject to change and as maybe applicable from time to time.
5. AD II RELATED TERMS & CONDITIONS
a. Cut off time for payments - Transaction will be processed only after clearance of payment via RTGS / NEFT / cheque clearance
6. REFUND POLICY
For order cancelled on client's request or non-compliance, the amount will be refunded after a deduction of payment gateway charges. In case of orders placed through Partial payment request, order confirmation fee of 5% will not be refunded.
7. ATM WITHDRAWL CHARGES
a. ATM withdrawal Charges are specific to each bank card. Please check the appropriate bank website for the same. General schedule of charges will also be available in the information booklet provided with the card kit.
b. ATM withdrawal Charges are specific to each bank card. Please check the appropriate bank website for the same. General schedule of charges will also be available in the information booklet provided with the card kit.
8. Card offered will be of the choice of Essel Finance VKC Forex
9. RTGS / NEFT
All funds transferred through RTGS / NEFT will be during banking hours as per terms and conditions of respective banks.
10. ENCASHMENT
All encashment will be done only in favour of card holder, irrespective of payment being done by primary card holder (Regulatory Norms and Standard Operating Procedures).
11. All Foreign Exchange transactions are subject to Government Taxation, Current Service Tax incorporating all Amendments
12. CONTACT US
If you have any questions about these Terms, please contact us on our Toll Free number 1800-102-0852 (Mon to Sat 9.30 AM to 6.30 PM)
13. DELIVERY
Deliveries only to the area covered by Essel Forex, for location assistance call our Toll Free number 1800-102-0852(Mon to Sat 9.30 AM to 6.30 PM). We reserve the right to change, amend the scope of service area.
14. CHANGES/UPDATES
Essel Finance VKC Forex reserves the right, at our sole direction, to modify or replace these terms at any time, without prior notice and without assigning any reason.
15. WARRANTIES
Essel Finance VKC Forex does not warrant or guarantee the accuracy or completeness of the information provided on this Website. Under no circumstances will Essel Forex be liable for any loss or direct, indirect, incidental, special or consequential damages caused by reliance on this information. Essel Forex shall not be liable for any damages resulting from the use or misuse of this site or the information on this site.

Terms of Use

This Web site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Web site constitutes your agreement to all such terms, conditions, and notices which are subject to amendment without any notice. You agree to click on the links to and familiarize yourself with the Terms of Use and other terms and guidelines found throughout this Web site and abide by them if you choose to use the sites, pages or services to which they apply.

Personal and non-commercial use limitation

This Web site is for your personal and non-commercial use. You will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web site.

Links to third party sites

This Web site may contain links to web sites operated by parties other than Essel Finance VKC Forex. Such links are provided for your convenience only. Essel Finance VKC Forex does not control such web sites, and is not responsible for their contents under any circumstances. Essel Finance VKCs Forex's inclusion of links to such web sites does not imply any endorsement of the material on such Web sites or any association with their operators. Your correspondence or business dealings with or participation in activities such as but not limited to promotions found in or through such websites are solely between you and such parties. You agree that Essel Finance VKC Forex shall not be responsible or liable for any loss or damage of any sort incurred as a result of any such dealings or as a result of the presence of such links on Essel Finance VKC Forex website.

No Unlawful or Prohibited Use

As a condition of your use of this Web site, you warrant to Essel Finance VKC that you will not use this Web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

Software available on this web site

Any software that is made available to download from this Web site ("Software") is the copyrighted work of Essel Finance VKC and/or its suppliers. Your use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). You will not install or use any Software that is accompanied by or includes a License Agreement unless you first agree to the License Agreement terms. For any Software not accompanied by a license agreement, Essel Finance VKC hereby grants to you, the user, a personal, non-transferable license to use the Software for viewing and otherwise using this Web site in accordance with these terms and conditions, and for no other purpose provided that you keep intact all copyright and other proprietary notices. Please note that all Software, including without limitation all Source code contained in this Web site, is owned by Essel Finance VKC and/or its suppliers and is protected by copyright laws and international treaty provisions. Any reproduction or redistribution of the Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.
WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT.
You acknowledge that the Software, and any accompanying documentation and/or technical information, is subject to applicable export control laws and regulations of INDIA. You agree not to export or re-export the Software, directly or indirectly, to any countries that are subject to INDIAN export restrictions.

General Terms and Conditions

a. All encashment will be done only in favour of card holder, irrespective of payment being done by primary card holder (Regulatory Norms and Standard Operating Procedures).
b. The information provided on our website is used only for the completion of services; we may share this information with our partners for completion of services with whom we have lawful contracts. We ensure all data collected is completely secured and safe
c. Essel Forex may amend / change the usage policy for betterment of client service and safety. User is advised to review these clauses in regular interval or you may write to us for any further query
d. Unauthorized use of the website may lead to a claim for damages and/or be a criminal offense
e. You agree and understand that you are responsible for maintaining the confidentiality of your password which together with your login e-mail address, allows you to access certain portions of the website
f. If you become aware of any unauthorized use of your registration information, you agree to notify us immediately
g. From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
h. Any material downloaded or otherwise obtained through the use of the website is done at your own discretion and risk and you are solely responsible for any damage to your computer system or loss of any data that results from the download of any such material.
i. The Customer shall be responsible for regularly reviewing these Terms including amendments thereto as may be posted on the Website.
j. The Customer agrees to protect and fully compensate Essel Forex and their affiliates from any and all third party claims, liability, damages, expenses and costs, including, but not limited to, reasonable attorney's fees, caused by or arising from violation of the terms and conditions, infringement or infringement by any other user of Customer's account, intellectual property or other right of anyone
k. All rates are indicative.
l. Esselforex.com is a service provider and does not own any of the products.
m. Esselforex.com takes complete responsibility of servicing our clients for all transactions made through us in coordination with our service provider
n. Esselforex.com may send newsletters, promotional messages & updates to registered users when required

Online bookings

Essel Finance VKC has made this facility available to you as a value-added service. Using this service, you can make your online booking/booking request for booking various services offered by Essel Finance VKC. Your booking request will be processed for confirmation of prices and availability of services requested by you. Only on confirmation to you about the prices and availability, Essel Finance VKC will be bound to provide you the requested services subject however to you making full payment and complying with the relevant terms and conditions. Any correspondence with, you prior to Essel Finance VKC, aforesaid confirmation, will not be treated as any acceptance of your request. The online booking of the products and services made available through this website is subject to availability and solely at the discretion of Essel Finance VKC and/or its respective suppliers. Please ensure that all information given by you while booking is correct. For security reasons and to be able to advice you of any developments affecting your travel we need to be able to contact you by telephone and email and to have your correct address on record. If any or all of these contact details are not correctly given by you, we reserve the right to cancel the transaction at your risk and cost.
The right to access and transact on the web site is reserved 'as is' the right to use any particular credit card on the site for payment purposes.

BOOKING POLICY

Convenience Fee charged during any transaction shall be NON-REFUNDABLE.
I / We certify that the expense for the above trip is born by me/us and I/we undertake that the same will be utilized as per FEMA guidelines. I/we confirm that the foreign exchange applied for this trip does not exceed USD 10000/- and the quantum of currency does not exceed USD 3000/-or its equivalent per person (as prescribed by RBI from time to time as per FEMA guidelines). (in case of business visit the USD 10000 should change to USD 25000.
The foreign exchange purchased by me/us is for the purpose of leisure travel (private visit) only. We also hereby agree and undertake to give such information/documents as will reasonably satisfy you about this transaction in terms of above declaration. We also undertake that if we refuse to comply with any such requirement or make only unsatisfactory compliance therewith Essel Finance VKC Forex Limited shall refuse in writing to undertake such transaction.
These This transaction is subject to the availability of the currency mentioned herein. If the required currency is not available, the same will be communicated to you by our representative. Upon your confirmation, the transaction can be given in the other currency.
Please allow us 48 working hours to deliver the transaction currency. The deliveries will not be possible on Sundays and Bank holidays.
In case of any dispute, decision of Essel Finance VKC Forex Ltd will be final and binding. The dispute herein shall be subject to the jurisdiction of courts at Mumbai, India. This agreement shall be governed by laws of Republic of India.
No cancellations allowed for this product.
Any Direct Cash Deposits in "Essel Finance VKC Forex Ltd. Bank Account" is NOT permitted and shall be forfeited.
This Web site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Web site constitutes your agreement to all such terms, conditions, and notices which are subject to amendment without any notice. You agree to click on the links to and familiarize yourself with the Terms of Use and other terms and guidelines found throughout this Web site and abide by them if you choose to use the sites, pages or services to which they apply.

Privacy Policy

WELCOME TO THE ESSEL FINANCE VKC FOREX PRIVACY POLICY.

Essel Finance VKC Limited knows that you care how information about you is used and shared and we appreciate your trust in us to do that carefully and sensibly. This policy describes the private policy of Essel Finance VKC.
This Privacy Policy is meant to help you understand what data we collect, why we collect it, and what we do with it. This is important; we hope you will take time to read it carefully.
By visiting Essel Finance VKC website (http://www.esselforex.com), you are accepting and consenting to the practices described in this privacy policy.

COLLECTION OF PERSONAL INFORMATION

We collect information in the following ways:
When you make a request or purchase from our website or through our customer service team - by email, letter, fax, on the phone or in physical store.
When you use our services or view content provided by Essel Finance VKC, we automatically collect and store certain information in a server logs.
When you engage with us in any online or offline event, promotions, page hosted by us on a third party platform or location.

USE OF PERSONAL INFORMATION

We may use personal information to send you important notices and communications regarding our products and services availed or changes to the terms and conditions and policies.
When you submit your booking or request to us, you agree that we may use and transfer your personal information.
By using this website you authorize us to contact you via email or phone on your contact details provided above and offer you information and services for the product you have opted for.
You authorize us to call you for the mentioned purpose for a period of upto 30 to 60 days irrespective of whether you are registered with the NDNC registry.

HOW WE USE INFORMATION WE COLLECT

(i) For internal and external processing We provide personal information to our Business partners to process it for us, based on our instructions and in compliance with our Privacy Policy and any other appropriate confidentiality and security measures.
(ii) For Legal reasons We will use the information to provide to government agencies like RBI, Banks etc as per the laws of the country. We will also share personal information with organizations or individuals outside of Essel Finance VKC if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary to:
- meet any applicable law, regulation,a legal process or enforceable governmental request.
- enforce applicable Terms of Service, including investigation of potential violations.
- detect, prevent, or otherwise address fraud, security or technical issues.
- protect against harm to the rights, property or safety of Essel Finance VKC, our users or the public as required or permitted by law.
As you might expect, Essel Finance VKC must cooperate with legal authorities, and may in some circumstances be required to disclose personally identifiable information in response to requests from law enforcement authorities, or in response to a subpoena or other legal process.
We don't expect this to happen, but if it does, we will provide only the information required. In other words, we will not simply turn over our database in response to a specific legal requirement.

INFORMATION SECURITY

We collect information in the following ways:
We work hard to protect Essel VKC and our users from unauthorized access to or unauthorized alteration, disclosure or destruction of information we hold. In particular:
- We encrypt many of our services using SSL.
- We review our information collection, storage and processing practices, including security measures, to guard against unauthorized access to systems.
- We restrict access to personal information to Essel VKC employees, Banks and agents who need to know that information in order to process it for us.

COOKIES AND OTHER TECHNOLOGIES

We and our partners use various technologies to collect and store information when you visit a Google service, and this may include using cookies or similar technologies to identify your browser or device. We also use these technologies to collect and store information when you interact with services we offer to our partners. Technologies such as: cookies, beacons, tags and scripts are used by Essel Finance VKC and our partners (such as advertising, marketing and analytics), affiliates or analytics or service providers. These technologies may be used in analyzing trends, administering the Sites, tracking user's movements around the Sites and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by such companies on an individual as well as aggregated basis. Our partners may also use such technologies to deliver advertisements to you as described below. While we respect the privacy of our users, we are not able to respond to Do Not Track signals set by your browser at this time.
We use cookies to remember user's settings as well as for authentication and analytics. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our Sites, but your ability to use some features or areas of our Sites may be limited
LOG FILE INFORMATION:
Log file information is automatically reported by your browser or mobile application each time you access our Sites or the Essel Finance VKC Service. For example, when you access our Sites or the Essel Finance VKC Service, our servers automatically record certain information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol ("IP") address, browser type and language, Internet Service Provider (ISP), referring / exit pages and URLs, domain names, landing pages, pages viewed and other such information. We do not link this automatically-collected data to personally identifiable information.

INFORMATION SECURITY

We work hard to protect Essel Finance VKC and our users from unauthorized access to or unauthorized alteration, disclosure or destruction of information we hold. In particular:
We encrypt many of our services using SSL
We review our information collection, storage and processing practices, including security measures, to guard against unauthorized access to systems.
We restrict access to personal information to Essel Finance VKC employees, Banks and agents who need to know that information in order to process it for us.
While no system is full-proof, including ours, we will continue using internet security procedures to ensure your data remains safe with us.

ACCESS TO PERSONAL INFORMATION

Whenever you use our services, we aim to provide you with access to your personal information. If that information is wrong, we strive to give you ways to update it quickly or to delete it - unless Essel Finance VKC has to keep that information for legitimate business or legal purposes. Essel Finance VKC may reject requests that are unreasonably repetitive, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical, or for which access is not otherwise required by local law. Where we can provide information access and correction, we will do so for free, except where it would require a disproportionate effort. You can send mail for access, correction or deletion requests by sending email to us.
LINK TO OTHER WEBSITES:
We are not responsible for the practices employed by websites or services linked to or from the Essel Finance VKC Service or Sites, including the information or content contained therein. Please remember that when you use a link to go from the Essel Finance VKC Service or Sites to another website or service, our Privacy Policy does not apply to third-party websites or services. Your browsing and interaction on any third-party website or service, including those that have a link or advertisement on our website, are subject to that third party's own rules and policies. Please take time to learn about them as well.
Social Media Widgets: Our Site includes social media features, such as the Facebook Like button and other widgets, that run on our Site. These features may collect your IP address and which page you are visiting on our Site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these features are governed by the privacy policy of the organization providing it.

LINK TO OTHER WEBSITES:

We are not responsible for the practices employed by websites or services linked to or from the Essel Finance VKC Forex Service or Sites, including the information or content contained therein. Please remember that when you use a link to go from the Essel Finance VKC Forex Service or Sites to another website or service, our Privacy Policy does not apply to third-party websites or services. Your browsing and interaction on any third-party website or service, including those that have a link or advertisement on our website, are subject to that third party's own rules and policies. Please take time to learn about them as well.
Social Media Widgets: Our Site includes social media features, such as the Facebook Like button and other widgets, that run on our Site. These features may collect your IP address and which page you are visiting on our Site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these features are governed by the privacy policy of the organization providing it.

CHANGE TO THIS PRIVACY POLICY

Our Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent.
We will post any privacy policy changes on this page and,if we make material changes, we will give you the opportunity to amend or cancel your registration.
Governing law and Jurisdiction: This privacy policy shall be interpreted and governed in all respects by the laws of India. You irrevocably agree that for deciding any disputes, differences, controversies, claims or matters arising out of or in connection with this privacy policy ("Dispute"), the courts of Mumbai shall have exclusive jurisdiction and no other courts shall have the jurisdiction to entertain and try any Disputes arising from and out of the this privacy policy.

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